Everything posted by GCrites
- Airbnb
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Personal Finance / Investing Thread
With interest rates so low the only way to get actual return is in equities, including real estate.
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Millennials
I actually have a lot of thoughts on that article/aesthetic: In the '70s, '80s and '90s there was this insult that was quite prolific: "Generic." You still hear it a bit now, usually applied to low-quality real estate developments or something that is intentionally trying to maintain a low profile. But back then the term "generic" hit with the force of a sledgehammer. In a much more classist time such as the late 20th century (especially the '80s), people of even moderate means did not want to be seen with the cheap version of something, no matter if it was a car, apparel, home goods, food, drink. The packaging and marketing of "Normal" things looked vastly different than cheap things such as store brands and generic products. "Normal" things used things like handmade art, photographs, logotypes and a wide palette of colors. Cheap things featured fonts and solid themes usually dominated by a single color, especially white. This started to change during the late '80s. One example of this change was the 3rd generation Camaro. Debuting in 1982, the top model of this line for '82 was the Z28 with engines ranging from 150-175 horsepower and fairly narrow tires for a performance car. The visual flair was massive though, with the top paint job being a 2-3 tone one with three additional saturated colors separating them. And the top interiors (the Lear Siegler versions) were four-tone with black accents. By the late '80s, though a 240hp engine was available in the now top-of-the line IROC-Z with much wider tires and stiffer suspension. All paint was monochromatic and interiors were also. The most desired colors were usually white and black. This car was taken far more seriously than the '82 Z28 as we headed into the dead-serious '90s. Going back to the study of ordinary consumer products and home interior aesthetics of the age bracket being studied, we can see a stark difference between the consumer world and everyday visual media consumption during the upbringing of Xers and early Millennials versus the mid-late Millennials. The ones born after 1986-7 had little to no exposure to the "generic" aesthetic of the previous years. The totally generic products -- the ones that just said "Beer" "Potato Chips" "Chocolate Chip Cookies" etc. with black text on a plain white background were off the market. Store brands began using package design nearly on par with the name brands. And in advertising, the use of computer based design put everyone on a level playing field. '90s musical acts started dressing in all black, wearing plainclothes or sported their own merch in videos. The flashy outfits of the '60s-'80s were gone. People are less classist and shopping at the thrift store is now cooler than going to the mall. What this did is make the later Millennials less resistant to plain-looking things, fonts or things that look like they could be made in MS-Paint by anyone with any college degree. But I don't think it's going to last long. Other articles on this topic (written by young people) bemoan this phenomenon and and question the longevity of this "fad" which has been going on since the late 2000s at least. More and more things are turning up in the New Retro Wave look with a long nod to the full color '80s-mid '90s design cues, but even that is ripe for replacement; that look has been with us since 2012.
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Off Topic
I'm surprised that I remembered the accidental mammogram footage during Channel 10's coverage after all these years
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Personal Finance / Investing Thread
Like the "Sabbath Bloody Sabbath" is the lobby or waiting room for your money before it goes to the actual funds
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Personal Finance / Investing Thread
Target funds used to be known as all low-load funds since they change everyone in the same year bracket into different asset classes and funds as time goes on. But as they gained a reputation as "set-and-forget" funds among the general public some needlessly raised management fees. They became the "Well, duh!" option when people were presented with a plethora of other options that the average person didn't understand.
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Personal Finance / Investing Thread
So you were in one or more of the Vanguard funds (probably not the International) and got put into the Cohen&Steers REIT and the T Rowe Price target fund I'm guessing?
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Personal Finance / Investing Thread
What is your recourse, if any, in this case? It's not "churning" if it only happened a time or two.
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Columbus: German Village / Schumacher Place Developments and News
Any form of too much free time, really
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Columbus: German Village / Schumacher Place Developments and News
Unemployment is high in the anti-development community.
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Cincinnati: Mayor John Cranley
Well you know, they look like vampire spoons and vampires are rich
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Cincinnati: Restaurant News & Info
Not a fan of cat cafes then? I understand the sanitary concerns, but still...
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The Dating Thread
I was hoping there'd be BMX bikes with a name like Haro involved.
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Ohio: General Business & Economic News
The internet, in the early days at least, seemed to promise an economy dispersed all over the United States. It was purported to offer the opportunity of being able to escape concentrated economies such as finance in NYC and automaking in Detroit. While Silicon Valley and Seattle were still important in the '80s and the first half of the '90s, AOL was in Vienna, VA Compuserve was in Columbus and Prodigy was in White Plains, NY. Then there were all those local ISPs located in every small town. But now when the internet gets people's money a Giant Sucking Sound can be heard coming from Seattle and San Francisco.
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Columbus: Scioto Peninsula Developments and News
There was Skate on State but that stopped in maybe 2012.
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Ridesourcing
SoftBank is like the Joe Rogan podcast of banks
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Columbus: Housing Market / Affordable Housing
If it was 1978 you picture dudes from Angel Witch, Def Leppard and Witchfinder General living with their mums spread out over the complex yelling at each other to come down to jam and mean-mugging members of the other bands as they pass each other... or at least I do.
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Columbus: Housing Market / Affordable Housing
Also those farm fields west of there on the other side of Rohr are owned by the Metro Parks so they might become part of the system.
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Columbus: Housing Market / Affordable Housing
I actually stalked this one on my morning walk. It's near the end of road after West changes into Kinsel which means property values are a little lower than they are closer to Main. So it might not go that high but who really knows since the subdivision machine isn't likely to fire back up in the next three years. I don't know how much the motocross bike converted to a chopper as yard art across the street affects things, but this street definitely has a muscle car and motorcycle culture. Have you been in it?
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Suburban Sprawl News & Discussion
It's not even academic -- he's from the CATO Institute.
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Columbus: Polaris Developments and News
There were tons of rumors about what would be happening at Polaris years before anything got built. I remember one night my father taking us all the way up to some T-intersection (probably where County Line Rd. teed into Worthington Rd. from looking at a map... you could see I-71 in the background) with almost nothing around saying, "You're not going to believe what's going to happen here." He had been reading his Business First and this was before even the Amphitheater was open so early '90s probably. There had always been talk of a mall at Polaris (if I remember right) and without an easy way to look up things people might have initially saw a somewhat mall-shaped building going up and assumed that was going to be the mall.
- Cincinnati: West End: TQL Stadium
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Columbus: Festivals, Music Concerts, & Events
It's like that one week in late October when all sports are raging!
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Columbus: Housing Market / Affordable Housing
I actually don't consider that good, walkable urbanism unless there's some neighborhood businesses I'm not seeing.
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Columbus: Housing Market / Affordable Housing
I'm trying to think of things cities can do to get that move-in ready premium down. Rehabbing properties themselves helps.