jam40jeff

I disagree with you Grumpy. When I am on a long-distance trip, I have noticed than I (and usually many others) will drive what feels like a safe speed. For instance, on I-77, the speed limit is 70 for a while through the mountains. I don't feel safe even hitting 70 on some parts, but around Ohio when I'm on a 65 mph stretch of straight, flat highway, I'll usually be going around 75 mph. In Georgia, where it's even straighter and flatter and I-75 is three lanes most of the way, the flow of traffic is near 85 mph. I think that some people drive right around the speed limit (or up to 5 mph) and others just drive what feels comfortable. The speed limit should be brought closer to the flow of traffic.

Ugh. Easy guys, it was sarcasm.

That's my point exaclty Grumpy. This road may not be able to harm this neighborhood much more, but I think its a pretty dubious claim that it will help the neighborhood, especially knowing the way ODOT likes to build roads and the respect they have for neighborhoods in their path. Even if there are some small successes, though, the biggest reason I can't stand this project is that I think there are much better ways we could be spending this money.

The guy that wrote that article stole KJP's avatar and drew blue lines all over it!

So the freeways didn't do anything bad when they cut through neighborhoods?

Reminds me of Phoenix.

This is not a knock on you MTS, but I doubt you've ever had to face this situation, so you can't really say with any certainty what your attitude would be if you had to face going without what most people consider necessities or placing it on a credit card you know won't be paid off right away. More power to you for having the luxury not to have to be in this situation, I am just saying you can't really say what you would or would not do if you haven't been in the situation yourself.

He lives in Shaker Heights. :-P

View from Metro?

Also, if you spend an average of, say, $1000 each month on a credit card for paying bills, groceries, gas, and other everyday expenses, it is like getting a free $1000 loan for the length of time you use the credit card, since you are always paying the $1000 a month after you spent it. The key is to make money off that extra $1000 you always have in your pocket, rather than blow it so you may be in trouble paying off the credit card bill some month.

He's been listed as "Inactive" for every playoff game so far, not DNP-CD.

Weren't you just talking about how money means so much more to youj when you earn it (do X, receive X)? Hopefully your nephews and nieces will fully appreciate it, but I know a few people that had this luxury growing up, and it kind of devalues their concept of money when they receive this much "free money". a - they dont know about it b - they wont know about it until 25 and at that time they will on get 1/6 (since the youngest will be in High School) c - there are stipulations such as ⅓ must be donated to a charitable cause I don't have an heirs. So in the event that something should happen to me, today, the kids are the beneficiaries. Everything goes into trust, until they are 21/25, my mother, brother and father know to sell that brownstone if I die and divided the proceeds among the five kids. My parents have already told my brother and I reviewed their wills and know what should happen upon their individual deaths, if my brother and/or I would die first, we've already discussed what should happen. We have plenty of protection so that my skank-in-law doesn't get her hands on my houses or my parents house. The kids know about financial management. My nephew knows that he can't just paint for life & "passion" and knows to fund further projects, he has to sell his artwork. I gave him my car for his BDAy, he knows that he has to work in order to put gas in it and for maintenance, plus insurance. My oldest niece baby sits and does some limited modeling. She in two print ad campaigns right now. She knows that she has to save 75% of that money. She knows that she can't blow it on $1k purse. My middle nephew, works from my cousin and I, since the maid retired. He's our house boy! lol. Trust me they know the value of a dollar. I spoil them rotten, but they know that they are very very very lucky kids, and not to take the material possessions or experiences they have access to for granted or as an entitlement. Good, I like the stipulations you put on it. I've always thought about what I'd do for my kids/grandkids to help them out without spoiling them. I think it's nice to do this, but a guy I lived with for a while in college was given money and cars (yes multiple) his whole life and he seemed to have the mindset that he just deserved money and things, even if he didn't work for them. That's the biggest thing I want to avoid with my children and grandchildren. If I ever see that happening, they're cut off from any "free money". (Of course this all assumes I have money to give them! :) )

Weren't you just talking about how money means so much more to youj when you earn it (do X, receive X)? Hopefully your nephews and nieces will fully appreciate it, but I know a few people that had this luxury growing up, and it kind of devalues their concept of money when they receive this much "free money".

Yappi scooped us on this article! Is UrbanOhio slipping?!?!?!?! :-P State money expected to re-energize Flats East Bank project

Hickson is hurt as well.

I don't know how Sherman attempted to read our minds, but he read mine incorrectly. I took the post as X did, that hitting the dog would be preferrable to endangering other humans' lives by causing a pileup on a busy stretch of freeway.

I tend to think the calorie counts seem low. It seems like I can run hard for an hour and not burn that many calories, but then I look at one of those lists that says I could have burned the same number of calories playing a round of golf. Yeah riiiight!!!!

PETA would be happy, though.

Isn't the city council vote tonight?

Bingo. If your company matches your contributions, you need to do everything you can to get the full match. So if your company puts in 3%, don't put in 2%, you're leaving money on the table. After that, the best place, especially if you're under the age of 30, is a Roth IRA. That truly is tax free since you put in after-tax money. Only if you're maxing out your Roth should you go back and put more in your 401k. There is a thing called a Roth 401k but I don't know much about it. My employer matches a full 7% on our 401k's, and then kicks in an additional 10% of our pay every year as 'profit sharing.' :clap: Wow, I need to get a job there. The last two places I have worked match 1/3 up to 6% (so they contribute up to 2%).

Ha, I actually had about $5k and never received a penny for allowance. I caddied since I was 12. Of course, nearly everything I earned from age 12 through age 22 went towards paying for college.

No, it's tax DEFERRED. You will pay taxes on it at retirement. And there's no guarantee the tax rate won't be higher or that you won't be in a higher tax bracket when you retire than you are when you start working for a low salary. Now I'm not saying that it's not a good idea to have a 401K, but I'm not so sure that it's the magic answer to growing your wealth either. There are some valid reasons to not contribute the max (or at all for) to a 401K for a while. For instance, if I could have predicted what would happen to my money I've contributed so far, I would have been better off paying down the principal on my home. I could have saved well over $100K in the long run on taxes on my loan, and instead saw over half of what I contributed squandered away in investments that tanked. Even if it was "free money" (tax-free that is) I would have rathered paid the 25-30% in taxes on it and paid off debt with it and effectively gained by the same percentage as what I would have been paying on that loan, rather than losing. Now there is some "free money" involved with 401K's and that's if you have "employer matching".

Yes, lawd!!! Thats what I'm talking about. If you company offers a 401k, have them take out money now! You think you need it in hand now, but you dont. Isn't this just like assuming that real estate will always increase in value? I'm not saying 401K's are a bad idea (I contribute the max to mine), but there's no guarantee the 401K will increase in value over a given time period, let alon keep up with inflation. I sure would have been better off with the money in hand in the last 9 months than contribute to my failing 401K.

How about Jawad Williams? If he jumps on Dwight's back it might throw his shot off slightly. :)

True, I do think that Anderson has the best chance at stopping Howard. I just don't feel he can body Howard up like Perkins did to keep him from making a move and getting an angle to the basket. As far as Z goes, no way I see him being able to ever stop Howard without a lot of help. Howard has some nice quick moves for a big guy and Z just cannot stop them.