clevelanddesi

Credit unions and the banks recommended above, Third Federal and Park View, do not have arbitration clauses, I believe. The clauses are like foxes guarding the hens. More about arbitration clauses, at the link below. http://www.senate.gov/~feingold/issues_arbitration.html Update: I found that Park View Federal, https://www.parkviewfederal.com/Default.asp provides more of what I am looking for than Third Federal but this may vary for others.

Thanks folks. My 2 cents to this thread is to consider avoiding doing business with institutions that have arbitration clauses in the account agreements.

I heard from folks that Third Federal is a good choice, particularly if one is interested in a home loan. The plan is to open two accounts; one with a smaller bank that offers personalized service but less conveniences (in terms of ATM locations, multiple branches etc.) and the other with a larger bank that has many ATM's but crappy service. I need a recommendation for a smaller bank.

Want recommendations for a bank in Cleveland area. Want to open a checking account and may be get a home loan in the future. I am not happy with my current bank for a couple of reasons despite the fact that they offer an attractive convenience. Thanks.