Everything posted by down4cle
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Personal Finance / Investing Thread
MY preference for Roth IRA is that I assume the risk for tax rates increasing in the future are likely greater than them decreasing. Contrary to belief we are currently in low tax environment that I humbly do not believe is sustainable over the long run.
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Cleveland: Downtown: nuCLEus
^ I would assume that their need for a solo building wouldn't be big enough for NuCleus then?
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Personal Finance / Investing Thread
^ Generally speaking if you get a match on your 401k you want to invest up to the maximum amount of the match. That is free money and you leave it on the table otherwise. Then you should contribute to either a Roth or Traditional IRA up to the MAX (I prefer Roth.) I stick to ETF's through Vanguard because of the low cost. Many studies have shown that you will generally do better in the long run with index funds than by actively managed portfolios.
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Cleveland: Downtown: nuCLEus
^ I agree with your assessment. I don't know of any sizable condo development in or near the CBD in quite a while. The last attempt was the Avenue which ended up mired in legal difficulties. I think if NuCleUs happens in the next year or so it will be like office only or very heavily office and that's only if they can snag MedMutal or SW.
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Cleveland: Downtown: nuCLEus
^ I wouldn't be surprise if we're still talking about this next year with no construction unless only the office portion is built as you suggested.
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Lakewood: Development and News
I attended an initial meeting for the hospital site. The city is looking for an urban mixed use development. Likely with a higher density use closer to Detroit and scaling back as it nears the d single family homes to the south. They are considering office, retail and housibg
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Cleveland: Crime & Safety Discussion
^ I had posted an FBI report a few pages back about the dangers of police chases and the importance of creating policies for them. Apparently no one really read it and decides that their uninformed opinion is more important than actual data.
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Cleveland: Crime & Safety Discussion
^ he likely wouldn't be fleeing from nothing. it's not my opinion that the officers are responsible here. my opinion is a nuanced view on the fact that police departments should have chase protocols and the existence of said protocols does not mean that the city is anti-cop.
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Cleveland: Crime & Safety Discussion
^ You sound very anti law and order. /s
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Cleveland: Crime & Safety Discussion
^ but if they didn't chase him then the liberals have won. /s
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Connecticut Western Reserve
I think the idea of separate state is more tongue-in-cheek than anything. But I agree that we should from some sort of regional government in NEO.
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Connecticut Western Reserve
how about 53 stars? western reserve +DC + PR
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Connecticut Western Reserve
Correction. It can be done but it would be extremely difficult. New States may be admitted by the Congress into this Union; but no new States shall be formed or erected within the Jurisdiction of any other State; nor any State be formed by the Junction of two or more States, or Parts of States, without the Consent of the Legislatures of the States concerned as well as of the Congress. Source: ARTICLE IV, SECTION 3, CLAUSE 1 Needs to pass the Legislature of the state and US Congress.
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Connecticut Western Reserve
I also think there is a constitutional provision which prevents forming states from other existing states. But I agree that DC and PR should get statehood.
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Cleveland: Downtown: The Beacon
Sometime this summer. They are finalizing financing as we speak.
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Greater Cleveland RTA News & Discussion
^ I really think you just have a poor attitude towards all things in Cleveland. RTA is not perfect but you are exagerating. I ride buses everyday and find most drivers great me pleasantly.
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Greater Cleveland RTA News & Discussion
And you think the trolleys are full of rich tourists? You must ride different trolleys than I do.
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Greater Cleveland RTA News & Discussion
If you've ever ridden the downtown trolleys you'd know he is wrong. I've already gone over this.
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Greater Cleveland RTA News & Discussion
You've made this comment before and you're wrong. Do you even ride buses?
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Greater Cleveland RTA News & Discussion
^ having a fare free zone is not some crazy idea. Many cities do this and it helps move people around downtown.
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Greater Cleveland RTA News & Discussion
I wish RTA could run the WFL free from municipal lot to tower city
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Cleveland: Downtown: Gateway District: Development and News
It's possible. I was passing by quickly and only saw it briefly.
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Cleveland: Little Italy: Development and News
but apartments are for "those people"
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Cleveland: Little Italy: Development and News
I bet if they proposed condos there would be no opposition.
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Cleveland Browns Discussion
It's a crude joke but very true. The NFL is run by old guys who think marijuana is the devil but they are likely misogynists.