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If they're 1099, they have no employer to pay half their Social Security and Medicare taxes for them. And a big tax bill waits for them every April since it's hard to predict their income to pay estimated taxes. But $500-1000 a month leaving for individual health insurance is fine since it ensures that someone who works an hour a week less than them doesn't have healthcare. 

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    DarkandStormy

    This notion, as has been discussed, is nearly-entirely a myth and certainly not one that amateurs are able to pull off.  Better to just leave retirement funds in the market than to try to constantly t

  • Why even have FDIC insurance ceilings of $250k if the argument is taxpayers need to compensate retail depositors at greater amounts?   If this bank and inevitably others need help from this

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20 minutes ago, GCrites80s said:

If they're 1099, they have no employer to pay half their Social Security and Medicare taxes for them. And a big tax bill waits for them every April since it's hard to predict their income to pay estimated taxes. But $500-1000 a month leaving for individual health insurance is fine since it ensures that someone who works an hour a week less than them doesn't have healthcare. 

they could mitigate the tax bill if they keep good records (vehicle mileage, equipment purchases, etc.) but they usually don't bother. That's if they bother filing a return at all. I know this type.

Edited by freefourur

He'll no they don't! That stuff's for Woody Allen, not Real Men!

ABEO came out with their "news" that the phase 1/2 trial of their mucopolysaccharidosis treatment was good but not great.  I sold at $3.30, missing the peak, but still making a nice piece of change.  It has continued to slump and may be worth a rebuy down around $2.75 or so.

 

ATHX is having an "investor day" on Tuesday. I'm expecting more or the same.

Remember: It's the Year of the Snake

  • Author

 

Very Stable Genius

Zanite Acquisition, Symbol ZNTE, a Cleveland-based SPAC, is rumored to be shopping around for an electric air taxi manufacturer. (Source of rumor: If you look at principal co-investor Kenn Ricci's instagram, it's full of pix of air taxi prototypes.) However, since United ordered a $1 billion worth of untested and unbuilt air taxi's from California-based Archer a bit ago, the prices have gone up. There are a couple of European acquisition possibilities, but do they want to sell?   I guess we'll find out.  If they do snag a European company, I'd love to know if Ricci wants to put US-manufacturing of the taxi at Cuyahoga County Airport, where his other companies are located.  It would be a nice addition (jobs and activity) to the region. With air taxis, short runways are no problem and the neighbors shouldn't mind the relatively low noise level compared to what's flying there now.

 

I doubt if this is a double-by-summer kind of stock, but with Ricci's record I'd say it's a good long-term bet.

Remember: It's the Year of the Snake

Investing is simple. You follow Elon Musk on Twitter and immediately invest in every company he name-drops and sell it a week later. When he threatens to take a break from Twitter, ignore it. He'll be back in 2 days. Warren Buffet used to be that guy but no one cares about that old fart any more.

The market right now ... in pretty much everything lol

 

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Why do people, particularly conservatives and conspiracy theorists think it matters that fiat currency isn't backed by gold?Why the hell would it need to be? Aside from that, there isn't nearly enough gold in the world to represent the sum of wealth. "Its tangible!" So? Fiat serves as a measurement, a value when trading goods or services and that's all it needs to be. The Fed can't suddenly print more gold to fund a loan on your new house or business venture. There's literally billionaires who don't understand what the hell I'm saying and don't understand basic economics and think we need to switch from fiat to a gold standard. At least that is what they tell us to get on board for their own financial gain. Fiat is subject to inflation but its a hell of a lot less volatile than crypto AND gold. Gold's value is mostly dictated by how well the economy is doing or its scarcity. Mostly from how well the economy is doing. When we go into a recession, the price of precious metals skyrockets. During economic booms, precious metals drop significantly. They rise significantly during deep recession because rich influencers who have large investments in gold, get on TV and social media during just the right time in the economic cycle (when it benefits them) to try and convince the millions of pee-on investors on why they should rush to precious metals too because they're a 'tangible asset." I know it works out for a lot of people but so does invdsting in a lot of things and when it comes to investing, where there's winners, there's also losers. Buying things like real estate or equities in companies with under-valuation and great potential seems like a much more solid long-term investment to take advantage of, during recession.

 

Edited by David

10 hours ago, David said:

Why do people, particularly conservatives and conspiracy theorists think it matters that fiat currency isn't backed by gold?Why the hell would it need to be? Aside from that, there isn't nearly enough gold in the world to represent the sum of wealth. "Its tangible!" So? Fiat serves as a measurement, a value when trading goods or services and that's all it needs to be. The Fed can't suddenly print more gold to fund a loan on your new house or business venture. There's literally billionaires who don't understand what the hell I'm saying and don't understand basic economics and think we need to switch from fiat to a gold standard. At least that is what they tell us to get on board for their own financial gain. Fiat is subject to inflation but its a hell of a lot less volatile than crypto AND gold. Gold's value is mostly dictated by how well the economy is doing or its scarcity. Mostly from how well the economy is doing. When we go into a recession, the price of precious metals skyrockets. During economic booms, precious metals drop significantly. They rise significantly during deep recession because rich influencers who have large investments in gold, get on TV and social media during just the right time in the economic cycle (when it benefits them) to try and convince the millions of pee-on investors on why they should rush to precious metals too because they're a 'tangible asset." I know it works out for a lot of people but so does invdsting in a lot of things and when it comes to investing, where there's winners, there's also losers. Buying things like real estate or equities in companies with under-valuation and great potential seems like a much more solid long-term investment to take advantage of, during recession.

 

But gold has actual value.

 

LOL - Gold has value because we all agree it does just like fiat currency.

Elon Musk just tweeted: "BTC (Bitcoin) and ETH do seem too high LOL" after Tesla just recently bought $1.5B worth of Bitcoin. Bitcoins immediately plummeted 10% 

Why would he Tweet that a week or two after he bought $1.5B worth of Bitcoin?  Does he have a shorting position on Bitcoin now? 

It's becoming very strange how a single billionaire's tweets can determine the financial fate of millions of individuals. In some cases making a lot of people rich but also having the potential to wreak havoc and massive devastation. 

Edited by David

  • Author

Markets are down 3+% almost *to the day* that the Corona Crash happened one year ago.

Very Stable Genius

My portfolio is down 36% in the last week 

 

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3 minutes ago, YABO713 said:

My portfolio is down 36% in the last week

 

Not a pretty morning, but some adjustment had to come.  My big loser was AA which managed to lose money in the 4th quarter on record aluminum prices.  Then Cleveland biotechie ABEO went from $3.50-ish last week to $1.89 this morning; but that was an opportunity. I bought my position back a bit under $2. 

Remember: It's the Year of the Snake

  • Author
28 minutes ago, YABO713 said:

My portfolio is down 36% in the last week 

 

Yikes.  I'm only off 3-4% depending on when, exactly, I calc it since today is a bit of a roller coaster ride.

Very Stable Genius

1 minute ago, DarkandStormy said:

 

Yikes.  I'm only off 3-4% depending on when, exactly, I calc it since today is a bit of a roller coaster ride.

 

I have a lot of April 16 calls on CIIC, so that's the primary reason. 

I'm off nearly 10 percent from last week. I was selling stock yesterday and a little bit more at dawn today. Then when the depth of the correction was happening, I bought back a number of stocks including CLF which briefly dipped under $16. I'm not happy but it could be worse.

"In the souls of the people the grapes of wrath are filling and growing heavy, growing heavy for the vintage." -- John Steinbeck

  • Author

 

Workorse does *not* get the USPS contract.  Stock is down to $18/share and trading has been halted.

Very Stable Genius

3 minutes ago, DarkandStormy said:

 

Workorse does *not* get the USPS contract.  Stock is down to $18/share and trading has been halted.

F**K I sould've sold my shares....

  • Author
Just now, freefourur said:

F**K I sould've sold my shares....

 

It's at $15.30 now.  Depending on your cost basis, I'd sell now.  Everything was leading up to this contract...I'm not sure who they're going to sell to now.

Very Stable Genius

1 minute ago, DarkandStormy said:

 

It's at $15.30 now.  Depending on your cost basis, I'd sell now.  Everything was leading up to this contract...I'm not sure who they're going to sell to now.

Cost basis = 16

 

etrade won't let me sell.

Won't let you sell, eh? Will it let you buy GameStop?

  • Author
1 minute ago, freefourur said:

Cost basis = 16

 

etrade won't let me sell.

 

It got halted again.

 

I should amend - I think they still have orders from Pride Group Enterprises in Canada for about 6k vehicles.  But the USPS contract was/is for ~165k vehicles.

Very Stable Genius

2 minutes ago, DarkandStormy said:

 

It got halted again.

 

I should amend - I think they still have orders from Pride Group Enterprises in Canada for about 6k vehicles.  But the USPS contract was/is for ~165k vehicles.

I should've got out when it was over 30. I thought I would ride it out. I guess I'm f****ed. It's dow to $13

  • Author
5 hours ago, DarkandStormy said:

Markets are down 3+% almost *to the day* that the Corona Crash happened one year ago.

 

Note to self: stonks only go up.

Edited by DarkandStormy

Very Stable Genius

  • Author

https://www.theverge.com/2021/1/25/22249237/biden-electric-vehicle-government-fleet-ev

 

Pretty odd they chose Oshkosh.  Biden has been calling to electrify the federal government's fleet.  The contract now signals an openness to "fuel efficient ICE" vehicles.  Considering these vehicles stay in service for 25-30 years...the U.S. federal government may one of the few entities still requiring gas to drive their vehicles in 2045.

Edited by DarkandStormy

Very Stable Genius

  • Author
17 minutes ago, freefourur said:

I should've got out when it was over 30. I thought I would ride it out. I guess I'm f****ed. It's dow to $13

 

Fwiw, it's bouncing around $16+ now.

Very Stable Genius

Just now, DarkandStormy said:

 

Fwiw, it's bouncing around $16+ now.

I sold at 15.30....lol

  • Author
3 minutes ago, freefourur said:

I sold at 15.30....lol

 

I mean, clearly the big play the last 6 months or so was the USPS contract.  There may be a chance to re-enter again once the dust settles.

Very Stable Genius

1 minute ago, DarkandStormy said:

 

I mean, clearly the big play the last 6 months or so was the USPS contract.  There may be a chance to re-enter again once the dust settles.

When the price hit 32 i was gonna sell because i nearly doubled. But I thought they were a guarantee for the USPS contract. Oh well. Win some lose some

I wonder if in 1983 or whatever AMC tanked the day Jeep lost the new mail truck to Grumman.

This might be my second-best market timing move, mid-morning today, and it was done, just like my very best (SDRL in 2013), by pure coincidence (was liquidating shares to cover my taxes):

 

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Would have been even better yesterday, but considering how today ended up, I don't have that much room to complain.

  • 2 weeks later...
  • Author

Well, this has not been a fun few weeks.

Very Stable Genius

1 hour ago, DarkandStormy said:

Well, this has not been a fun few weeks.

 

Down 41% YTD in my "fun" portfolio. :| 

Oh wow ... so it's been about a week since I checked in, but I made a decent amount of money on WKHS, but I left a sh%t-ton on the table with that USPS fiasco. Like $15+ grand. That was boat money. 🤦‍♂️

Yeah the deal was supposed to be close to 100% electric and will end up being 10% as it stands.

  • Author

https://www.reuters.com/article/lordstown-motors-hindenburg/update-1-short-seller-hindenburg-takes-aim-at-lordstown-motors-shares-slip-idUSL4N2LA3DD

 

Quote

Shares of Lordstown Motors Corp fell nearly 18% on Friday after Hindenburg Research took a short position on the electric pickup truck maker’s stock.

 

“Lordstown is an electric vehicle SPAC with no revenue and no sellable product, which we believe has misled investors on both its demand and production capabilities,” Hindenburg said.

 

I can't post the link - it looks like their site might have crashed.

Very Stable Genius

6 hours ago, DarkandStormy said:

 

Here's an equivalent story:  https://finance.yahoo.com/m/10d3cdb1-d3d6-3ff1-9f28-d4f215d7bab8/lordstown-stock-falls-20-.html

 

Hindenburg all but called the company a fraud.  I took a beating on my short-puts position, but bought some shares outright at $14.42. I don't think it's a fraud.

 

Edit: I have to admit Hindenburg was right about Nikolai.

2nd edit:  By the close of trading, four vulture law firms have declared they are sponsoring class action suits against Lordstown Motors.

Remember: It's the Year of the Snake

Tax question ---- is there a way to "see" a list of forms that have been filed at the IRS under your TIN for this Tax Year?  (1099-B, 1099 DIVs, etc)  I want to make sure I have them all in-hand for my return and have a general lack of trust the the USPS delivered them all to me properly.   I can't seem to find a way to Google this without bringing up  oodles of links about how and where to find the IRS forms that a taxpayer needs to fill out (all 5 million of them...)

 

Formerly "Mr Sparkle"

  • Author

 

Ummm....

Very Stable Genius

On 3/5/2021 at 3:25 PM, Cincinnatus said:

Oh wow ... so it's been about a week since I checked in, but I made a decent amount of money on WKHS, but I left a sh%t-ton on the table with that USPS fiasco. Like $15+ grand. That was boat money. 🤦‍♂️

 

Did anyone ever bother to look at this place on Google Maps?  It has maybe 30 employees at its world headquarters, which is across from a pool supply outfit in a minor Mason office park.  Their "factory" is a mile over the Indiana line and not particularly impressive.  

 

The company is Osh Kosh is like 100 years old and has way more experience.  

Athersys Earnings Conference Call summary:  We have no product, we have no immediate prospect of a product for which we leased a factory to produce.  We're no longer looking at COVID-related ARDS, we're looking at ARDS in general. The Japanese study is progressing but we cannot predict any timetable.  We lost money as always, but we still have $61 million in cash with which we can make lease payments on our useless factory.  In summary, everything is fabulous. Pity about the stock price, though.

Remember: It's the Year of the Snake

  • 2 weeks later...

Hey everyone - 

 

I have some extra money I'm looking to invest and was thinking about investing in FundThatFlip, considering it's a local company and seems to be a sound business / strategy. 

 

Does anyone have any experience or insight, or perhaps even advice as to if it's worth it and what to potentially look out for? Thanks! 

On 3/25/2021 at 5:06 PM, Dougal said:

Athersys Earnings Conference Call summary:  We have no product, we have no immediate prospect of a product for which we leased a factory to produce.  We're no longer looking at COVID-related ARDS, we're looking at ARDS in general. The Japanese study is progressing but we cannot predict any timetable.  We lost money as always, but we still have $61 million in cash with which we can make lease payments on our useless factory.  In summary, everything is fabulous. Pity about the stock price, though.

 

Yup. I hold on to a meaningless amount of stock just to more easily follow them.

 

50 minutes ago, YABO713 said:

Hey everyone - 

 

I have some extra money I'm looking to invest and was thinking about investing in FundThatFlip, considering it's a local company and seems to be a sound business / strategy. 

 

Does anyone have any experience or insight, or perhaps even advice as to if it's worth it and what to potentially look out for? Thanks! 

 

I have a condo flipping company. Come in with me! :) 

"In the souls of the people the grapes of wrath are filling and growing heavy, growing heavy for the vintage." -- John Steinbeck

1 minute ago, KJP said:

 

 

 

 

I have a condo flipping company. Come in with me! :) 

 

This might be better for private messaging but let me know investment minimums and expected return etc.

  • 2 weeks later...

Looks like CLOV might be Wall Street Bets next squeeze. Really interesting

Lordstown Motors (Sym. RIDE) sure got the stuffing knocked out over the last month by short-seller Hindenberg's accusation that the company is basically a fraud and a number of financial ambulance chasers have piled on  I don't believe it, so yesterday I sold a bunch of $10 May puts for a little over $2 yesterday when the stock was slightly under 9$. 

 

The company had an entry in the Baja 250 Endurance Race over the weekend and it ran out of juice at ~40 miles - but that was 40 miles of savage roads and off-roads. They did, however, demonstrate a working product, what they call their "beta" test vehicle, which Hindenberg claims does not exist.

Remember: It's the Year of the Snake

I've gone back and forth regarding Lordstown Motors (RIDE) and Workhorse (WKHS), but I did just pick up another small position in RIDE.  Nothing I can't afford to lose.

 

I question the put strategy just because of where the market is right now, not because I think it would be life-ending to suddenly be forced to buy into Lordstown Motors if the put is exercised and the shares are put to you.  Even if the company has some good test results and good progress on the Endurance (which, admittedly, for what happened in Baja, was ironically ill-named), it could be caught in a general market downturn and you could end up being forced to overpay for those shares.  For myself, if we see such a broader market downturn but Lordstown does have good news to share regarding the Endurance, I won't be locked in to a put price and can buy more at an even lower price, knowing that the company is at that point turning the corner on having a marketable product and has a lot of commitment from Ohio leaders to see it succeed.

 

Is Lordstown Motors for real? Ohio is betting big on the electric truck startup

https://www.cleveland.com/business/2021/03/is-lordstown-motors-for-real-ohio-is-betting-big-on-the-electric-truck-startup.html

FWIW, off-road MPG/range is about half of what it is on road.

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