On 12/5/2020 at 11:40 AM, jmecklenborg said:

I drove past Dave Ramsey's new building south of Nashville last weekend.  He is up to 900 employees.  The complex is 23 miles south of downtown Nashville, so well outside the scope of the city's lousy bus system and it's impossible for all but maybe 5 of his employees to walk or bike to work since it's out there in the farms.  I really resent that for someone who is so anti-automobile debt that he built his new office complex so far out in the unincorporated wildnerness in order to save taxes for himself rather than save transportation costs for his employees. 

 

 

 

 

 

 

 

 

Would "the Lord" approve of using money to build such a building?

 

Ramsey is good for a good chunk of the population - to the extent that many Americans don't seem to understand you need to spend less (a lot less) than you make to get ahead.  But he's very beginner level for some as well.  And he uses misleading figures to try to persuade people (e.g. he quotes something like 12% return on index funds, while most other financial advisors note you can expect ~7-8% returns based on historical averages - that's because Ramsey doesn't use CAGR.  He averages out the annual returns, which is a really silly way to do it, but it also makes it look like he knows "more.").

What business does he run other then his youtube/podcast channel/ books

? 

Saw this opportunity to invest in Cleveland Whiskey from Crain’s with a nice little ROI in the form of cash or whiskey.

 

https://www.crainscleveland.com/manufacturing/cleveland-whiskey-now-selling-whiskey-bonds-support-flats-expansion-project

 

https://wefunder.com/clevelandwhiskey/about

Edited December 11, 20204 yr by Sapper Daddy

On 10/30/2020 at 3:31 PM, YABO713 said:

FWIW - Litecoin has obtained 2 new platforms that accept its payment in the last month, and this will only increase as its transaction speed is touted. 

 

I think, as a gold/bronze alternative to Bitcoin, we could see LTC back over $100 by Spring. 

 

$54.16 at the time of this comment... 

 

On 10/30/2020 at 3:48 PM, DarkandStormy said:

 

Litecoin is down 80% since the end of 2017.

 

https://www.coindesk.com/price/litecoin 

 

Yabo Buffet!?!? 

On 12/10/2020 at 8:40 PM, Sapper Daddy said:

Saw this opportunity to invest in Cleveland Whiskey from Crain’s with a nice little ROI in the form of cash or whiskey.

 

https://www.crainscleveland.com/manufacturing/cleveland-whiskey-now-selling-whiskey-bonds-support-flats-expansion-project

 

https://wefunder.com/clevelandwhiskey/about

 

ROI in whiskey would inevitably lead to me giving them more money - they could exploit me into bankruptcy

22 minutes ago, YABO713 said:

 

$54.16 at the time of this comment... 

 

 

https://www.coindesk.com/price/litecoin 

 

Yabo Buffet!?!? 

 

Except, also from that site, the all-time high is $360, so quadruple what it was yesterday and still well more than triple what it is now.

 

I have honestly never understood the appeal of cryptocurrency for noncriminal enterprises in polities with functioning monetary systems.  If you're in Venezuela, sure, having a cryptocurrency wallet out there in cyberspace makes sense, but Venezuela got to the point where money in World of Warcraft was worth 7 times as much as their actual national currency.

 

DaS can revise his statement to Litecoin now being only down 71% from its high.  I don't think that exactly invalidates his point.

27 minutes ago, Gramarye said:

 

Except, also from that site, the all-time high is $360, so quadruple what it was yesterday and still well more than triple what it is now.

 

I have honestly never understood the appeal of cryptocurrency for noncriminal enterprises in polities with functioning monetary systems.  If you're in Venezuela, sure, having a cryptocurrency wallet out there in cyberspace makes sense, but Venezuela got to the point where money in World of Warcraft was worth 7 times as much as their actual national currency.

 

DaS can revise his statement to Litecoin now being only down 71% from its high.  I don't think that exactly invalidates his point.

Oh it’s wholly volatile and backed by nothing - and it’s clearly subject to manipulation.

 

Im investing in the transaction efficiency with LTC more so than anything else. Additionally, I wholly concede that 2017 was a bubble and absolutely insane. And could potentially happen again.

TSLA shares now trading in the $600-$650 range (post-split...so $3k+ pre-split - and remember, Elon said it was "too high" around $780 pre-split).  It gets included into the S&P 500 at the end of trading on Friday.

 

One estimate I read is that the index funds (SPY, VOO, etc.) that all track the S&P 500 (EDIT - and other index funds like the S&P 100) need to buy around 115m shares of TSLA.  TSLA's float is around 730m shares.  Of course, no one knows if those index fund managers have been front running it (i.e. buying up shares before the official inclusion date) or if they'll all have to buy millions of shares in the next week or so.

 

It is the single largest company inclusion (by market cap and weighted %) in the history of the S&P 500 - it's roughly a $600bn market cap and is set to make up 1.25% of the entire S&P 500.

Edited December 17, 20204 yr by DarkandStormy

^Yeah so many idiot Robinhood traders are lobbing money at Tesla that it's taking money away from value stocks.  I mean, you can't make this stuff up.  It's like the student council candidate pledging to make recess longer. 

 

Similarly, you can only do bitcoin on Robinhood, to the detriment of the other cryptos.  In fact I'd say that much of the bitcoin run-up has everything to do with the fact that it's on the app trading platforms. 

 

So in short, tons and tons of dumb money is going one of two places because of the trading apps: tesla and bitcoin. 

^Plus, if we enter a recession, you will see the things propped up by the apps collapse faster than anything else, because the app people will need cash to pay their bills much more than the money invested in value stocks. 

28 minutes ago, jmecklenborg said:

^Yeah so many idiot Robinhood traders are lobbing money at Tesla that it's taking money away from value stocks.  I mean, you can't make this stuff up.  It's like the student council candidate pledging to make recess longer. 

 

Similarly, you can only do bitcoin on Robinhood, to the detriment of the other cryptos.  In fact I'd say that much of the bitcoin run-up has everything to do with the fact that it's on the app trading platforms. 

 

So in short, tons and tons of dumb money is going one of two places because of the trading apps: tesla and bitcoin. 

 

 

Play Clash of Markets today. FREE!

32 minutes ago, jmecklenborg said:

^Yeah so many idiot Robinhood traders are lobbing money at Tesla that it's taking money away from value stocks.  I mean, you can't make this stuff up.  It's like the student council candidate pledging to make recess longer. 

 

Similarly, you can only do bitcoin on Robinhood, to the detriment of the other cryptos.  In fact I'd say that much of the bitcoin run-up has everything to do with the fact that it's on the app trading platforms. 

 

So in short, tons and tons of dumb money is going one of two places because of the trading apps: tesla and bitcoin. 

I trade Litecoin and Ethereum on Robinhood

11 minutes ago, GCrites80s said:

Play Clash of Markets today. FREE!*

 

* Offers in-app purchases.

12 minutes ago, YABO713 said:

I trade Litecoin and Ethereum on Robinhood

 

You mean this Robinhood?

 

SEC charges Robinhood with misleading customers about how it makes money

PUBLISHED THU, DEC 17 20208:57 AM EST UPDATED THU, DEC 17 20209:38 AM EST

 

https://www.cnbc.com/2020/12/17/sec-charges-robinhood-with-misleading-customers-about-how-it-makes-money.html

 

“Between 2015 and late 2018, Robinhood made misleading statements and omissions in customer communications, including in FAQ pages on its website, about its largest revenue source when describing how it made money – namely, payments from trading firms in exchange for Robinhood sending its customer orders to those firms for execution, also known as ‘payment for order flow,’” the SEC statement read.

 

“One of Robinhood’s selling points to customers was that trading was ‘commission free,’ but due in large part to its unusually high payment for order flow rates, Robinhood customers’ orders were executed at prices that were inferior to other brokers’ prices,” the statement went on to say.

 

The millennial favored trading app is best know for pioneering the “commission free trading.” Robinhood, and the rest of the online brokerage industry, rely on what’s known as payment for order flow as their profit engine in lieu of commissions.

In a bit of boosterism, I sort of bought Lordstown Motors; that is, I shorted January $15 puts at 75 cents. So maybe I'll actually own some RIDE at close to its initial public price come mid-January. I think their prospects have improved since GM backed away from the Nicolai investment and I like RIDE's deal with Camping World.

 

https://www.barrons.com/articles/lordstown-motors-and-camping-world-unveil-an-ev-servicing-deal-51608124235?refsec=q&a.

21 minutes ago, Gramarye said:

 

You mean this Robinhood?

 

SEC charges Robinhood with misleading customers about how it makes money

PUBLISHED THU, DEC 17 20208:57 AM EST UPDATED THU, DEC 17 20209:38 AM EST

 

https://www.cnbc.com/2020/12/17/sec-charges-robinhood-with-misleading-customers-about-how-it-makes-money.html

 

“Between 2015 and late 2018, Robinhood made misleading statements and omissions in customer communications, including in FAQ pages on its website, about its largest revenue source when describing how it made money – namely, payments from trading firms in exchange for Robinhood sending its customer orders to those firms for execution, also known as ‘payment for order flow,’” the SEC statement read.

 

“One of Robinhood’s selling points to customers was that trading was ‘commission free,’ but due in large part to its unusually high payment for order flow rates, Robinhood customers’ orders were executed at prices that were inferior to other brokers’ prices,” the statement went on to say.

 

The millennial favored trading app is best know for pioneering the “commission free trading.” Robinhood, and the rest of the online brokerage industry, rely on what’s known as payment for order flow as their profit engine in lieu of commissions.

 

Yes lol. I left TDAmeritrade for RH just due to transaction convenience. I'm fully aware of the wrap it gets and I'm not an active trader, so it's just a convenience thing for me.

Just now, Dougal said:

In a bit of boosterism, I sort of bought Lordstown Motors; that is, I shorted January $15 puts at 75 cents. So maybe I'll actually own some RIDE at close to its initial public price come mid-January. I think their prospects have improved since GM backed away from the Nicolai investment and I like RIDE's deal with Camping World.

 

https://www.barrons.com/articles/lordstown-motors-and-camping-world-unveil-an-ev-servicing-deal-51608124235?refsec=q&a.

 

Lordstown and PIC (soon to be XL) seem like affordable, long-term EV plays

Fair enough, and I note that they say that this payment for order flow concept is something a lot of online brokerages do, especially to go zero-commission, which makes me wonder whether Fidelity is doing it to me, too.  That said, the site is so rock-solid, and the lesser capabilities of the app don't bother me because I never trade on mobile.  Even two large monitors isn't enough for me when I want to spread out a bunch of information before making investing decisions.  But Fidelity did go zero-commission earlier this year (or maybe even last year), and I'm curious as to whether they did the same things Robinhood was doing to enable that.

 

Also, considering that I have six separate accounts at Fidelity now (brokerage, Roth IRA, and traditional IRA for both myself and my wife), the odds of me going anywhere else are pretty minimal.  It's what they call "sticky" in MBA-speak at this point for me.

^You're like me, I want a home Bloomberg Terminal. People make all kinds of bad decisions when using the phone since phone internet leaves out so much detail. I'm starting to sour on phone internet big time since it's so crappy. And I'm starting to notice that there is a cultural divide between people who use the phone for everything paying no mind to its limitations vs. using the real internet on a computer.

20 minutes ago, GCrites80s said:

^You're like me, I want a home Bloomberg Terminal. People make all kinds of bad decisions when using the phone since phone internet leaves out so much detail. I'm starting to sour on phone internet big time since it's so crappy. And I'm starting to notice that there is a cultural divide between people who use the phone for everything paying no mind to its limitations vs. using the real internet on a computer.

 

Fidelity Active Trader Pro is, as best I can tell (having never used Bloomberg Terminal), the company's answer to Bloomberg Terminal.  And it's about as serious a competitor as WordPerfect or LibreOffice is to Word, which is to say, the real reason everybody uses Word even though it's much more expensive is that everybody else uses Word.

 

But I don't usually use ATP, even though I have it, simply because I'm not really that active as a trader.  I'm very active as a researcher.  I'm on Fidelity every market day.  But in the last 90 days, I've only bought 2 stocks that weren't already in my portfolio (PINS and SEDG).  I probably did another 20 trades that were simply adding to positions I already have as part of dollar-cost-averaging purchases I'd already decided months ago I was going to do, but I don't need fancy tools for that.

3 hours ago, YABO713 said:

I trade Litecoin and Ethereum on Robinhood

 

I just checked and you are correct.  I think at the beginning they only did bitcoin. 

10 hours ago, GCrites80s said:

there is a cultural divide between people who use the phone for everything paying no mind to its limitations vs. using the real internet on a computer.

 

No kidding.  I was introduced to the apps by guys that are like 22 and are working in the service industry.  They have absolutely no idea what they're doing.  The one guy says he tried to put in $5 every day.  He just throws it at whatever since you can buy fractional shares. 

 

The next step up are the Reddit people.  I've never looked at Reddit's stock threads but I see people talking about them.  They're having a lot of influence on the phone people.  No doubt hedge fund guys are getting in there an influencing the mood on Reddit to pump stuff they bought 6 months ago. 

 

I went ahead and signed up today for both Robinhood and Webull.  I'm going to put $1,000 in each, buy some trendy stuff like square, and forget about it.  I'm definitely not going to put the apps on my phone!  I do think it's worthwhile to sign up for these things just to be familiar with them.

 

I have my IRA and regular trading account on TD Ameritrade. I put the app on my phone about 5 years ago but took it off and have done everything at a desktop computer since. 

 

 

Oh I'm not just talking about stocks or investing. I'm talking about everything. Like people will come into work showing some product like a rare DVD set or a trading card in their other hand listed at $250 on their phone. Then I look it up on a computer and it's $70. We won't even get into the political aspect in this thread.

10 hours ago, GCrites80s said:

Oh I'm not just talking about stocks or investing. I'm talking about everything. Like people will come into work showing some product like a rare DVD set or a trading card in their other hand listed at $250 on their phone. Then I look it up on a computer and it's $70. We won't even get into the political aspect in this thread.

 

 

In the 80s and 90s people believed TV and movies but not their own eyes.  Now people believe their phones, even though so much of the visual and written material is peer-to-peer or a typo at best, if not an outright scam.  The mediation of information via a phone turns the originator into a god.  

The new Beachwood-based special purpose acquisition company Zanite (Symbol ZNTEU) keeps edging up (a penny here, a penny there) from its IPO on no news. There is probably something coming though; they have until May 21, 2021, to complete an acquisition or the investors can get their money back. I'm looking for a January announcement.

On 12/17/2020 at 10:47 AM, YABO713 said:

 

Lordstown and PIC (soon to be XL) seem like affordable, long-term EV plays

 

Well thank God I got in on XL at $16.16. 

 

What. a. ride. 

2 hours ago, YABO713 said:

 

Well thank God I got in on XL at $16.16. 

 

What. a. ride. 

 

I see your XL and raise you CLF. I bought a large position at just under $7 and added to it when it was about $8. Between them, the average position price was $7.50. It's up 90+ percent since then.

 

It's easily my strongest position, atlhough CRWD and RUN are doing their best to catch up.

Dave Ramsey throws maskless Christmas party for 1,000 employees:

https://www.wsmv.com/news/investigations/maskless-disco-dancing-casino-crowds-inside-dave-ramsey-s-company-holiday-party/article_8d8c92e0-3e5b-11eb-bb89-ab002ef7b798.html

I'm sure everyone will save a lot of money by getting virus-related medical bills.

As we wrap up the year tomorrow, here is my personal ROI (based on Personal Capital - I believe they do it as <ending balance - contributions - beginning balance>/beginning balance but I don't know that for sure) along with a few prior years:

 

-2020: +32% (give or take these final couple days of trading)

-2019: +31%

-2018: -2.5%

-2017: +23%

 

All in all, not too bad.  Again, I don't know exactly how Personal Capital calculates returns, so probably a grain of salt there.

Edited December 30, 20204 yr by DarkandStormy

Are you reinvesting dividends?

3 minutes ago, GCrites80s said:

Are you reinvesting dividends?

 

Yes....which, again, I don't know how PC tracks that.  And I'm not calculating it out by hand lol.

I have gotten so ridiculously lucky this year - I'm honestly scared moving forward lol

24 minutes ago, DarkandStormy said:

 

Yes....which, again, I don't know how PC tracks that.  And I'm not calculating it out by hand lol.

They probably calculate your return using IRR. 

24 minutes ago, YABO713 said:

I have gotten so ridiculously lucky this year - I'm honestly scared moving forward lol

 

I've been hearing "all time highs...get out now" since 2016 so, who knows.

31 minutes ago, DarkandStormy said:

 

I've been hearing "all time highs...get out now" since 2016 so, who knows.

 

This.

 

If you sold in 2004 because a bubble was clearly forming, yeah, you missed 2009, but you also missed 2005, 2006, 2007, and 2008.  And if you just kept buying consistently all the way down and all the way back up the other side, you not only came out far ahead of people who panic-sold on the way down, but you also came out far ahead of people who sold years too early.  You even came out a bit ahead of people who timed the top perfectly and sold in 2007-2008, unless those exact same people also timed the bottom.  And that's two back-to-back very difficult market timing moves.

 

I'm a pretty experienced investor at this point and I tried my best to "time" the bottom of the pandemic crash in March of this year.  And I did buy a lot in March and April of this year--but not at the very bottom.  And the big point was that I bought in early March, late March (the actual bottom, in hindsight), early April, late April, May, June, and July (even as some people were saying all through those later months "wait for another dip, we're not out of this").  My late March/early April buys weren't any kind of prophetic genius (though my portfolio has been tech-heavy for many years and that paid off extremely well this year).

39 minutes ago, DarkandStormy said:

I've been hearing "all time highs...get out now" since 2016 so, who knows.

I wonder just how long the propping up of the overall economy can go.  How far did those $1200 stimulus payments go?  How far will the $600 payments, even if it does get increased to $2000, go?  Back in 2008-10, the extended unemployment and increased benefits only went on for so long.  I really don't think that we have seen the worst of the fallout yet. 

4 minutes ago, LifeLongClevelander said:

I wonder just how long the propping up of the overall economy can go.  How far did those $1200 stimulus payments go?  How far will the $600 payments, even if it does get increased to $2000, go?  Back in 2008-10, the extended unemployment and increased benefits only went on for so long.  I really don't think that we have seen the worst of the fallout yet. 

 

The unprecedented printing of money in 2020 without a doubt led directly to speculation in unprofitable tech stocks and bitcoin.  Value stocks and Berkshire Hathaway have treaded water because they're boring, even though they're real companies making real money.  

 

My speculative stock suggestion is LGVW, which just bought Butterfly, a company that invents medical devices that plug into iphones.  A guy I used to play in a band with holds many of the patents on their iphone utrasound device, meaning he's now orders of magnitude wealthier than anyone else I know my age who didn't inherit money.  Plus he created something that is actually very useful and will help treat people in poor parts of the world that don't have modern hospitals.  

https://investorplace.com/2020/12/lgvw-stock-15-things-to-know-about-longview-capital-and-the-butterfly-spac-merger/

 

9 minutes ago, LifeLongClevelander said:

I wonder just how long the propping up of the overall economy can go.  How far did those $1200 stimulus payments go?  How far will the $600 payments, even if it does get increased to $2000, go?  Back in 2008-10, the extended unemployment and increased benefits only went on for so long.  I really don't think that we have seen the worst of the fallout yet. 

 

Well, the stock market isn't the economy.  The economy is in rough shape, small businesses especially.  But guess who has the capital to keep things running?  Larger companies...which tend to be publicly traded.  Every time a "Jack's taco shop" (neighborhood cantina joint or whatever) closes, guess what, that's more customers with fewer local taco options.  So more people will go to....Chipotle or Taco Bell.  Now scale that everywhere - restaurants, shopping, etc.

 

The rich will keep getting richer because the "mom and pop" competition has to shut down or close permanently.  Plenty of these big companies are available to be traded on the stock market.

 

So yeah, it's bad out there...but because it's bad for so many small businesses, the larger ones are doing ok or even better than last year.

2 minutes ago, jmecklenborg said:

My speculative stock suggestion is LGVW, which just bought Butterfly, a company that invents medical devices that plug into iphones.  A guy I used to play in a band with holds many of the patents on their iphone utrasound device, meaning he's now orders of magnitude wealthier than anyone else I know my age who didn't inherit money.  Plus he created something that is actually very useful and will help treat people in poor parts of the world that don't have modern hospitals.  

https://investorplace.com/2020/12/lgvw-stock-15-things-to-know-about-longview-capital-and-the-butterfly-spac-merger/

 

 

Your speculative stock suggestion is a company that is up 373% in the last week?  Where was this insider info before Christmas lol

36 minutes ago, Gramarye said:

This.

 

If you sold in 2004 because a bubble was clearly forming, yeah, you missed 2009, but you also missed 2005, 2006, 2007, and 2008.  And if you just kept buying consistently all the way down and all the way back up the other side, you not only came out far ahead of people who panic-sold on the way down, but you also came out far ahead of people who sold years too early.  You even came out a bit ahead of people who timed the top perfectly and sold in 2007-2008, unless those exact same people also timed the bottom.  And that's two back-to-back very difficult market timing moves.

 

I'm a pretty experienced investor at this point and I tried my best to "time" the bottom of the pandemic crash in March of this year.  And I did buy a lot in March and April of this year--but not at the very bottom.  And the big point was that I bought in early March, late March (the actual bottom, in hindsight), early April, late April, May, June, and July (even as some people were saying all through those later months "wait for another dip, we're not out of this").  My late March/early April buys weren't any kind of prophetic genius (though my portfolio has been tech-heavy for many years and that paid off extremely well this year).

 

Reminds me of this (may have already been posted here): https://imgur.com/gallery/BlK4jzM (I won't embed the graphic since it's rather large.)

 

And also this - https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/

1 hour ago, DarkandStormy said:

 

I've been hearing "all time highs...get out now" since 2016 so, who knows.

 

Yeah, but I'm sure you're more sophisticated than me in this regard... What I've experienced isn't sustainable and is 95% dumb luck... and I know it'll influence my strategy moving forward, inevitably

47 minutes ago, DarkandStormy said:

 

Well, the stock market isn't the economy.  The economy is in rough shape, small businesses especially.  But guess who has the capital to keep things running?  Larger companies...which tend to be publicly traded.  Every time a "Jack's taco shop" (neighborhood cantina joint or whatever) closes, guess what, that's more customers with fewer local taco options.  So more people will go to....Chipotle or Taco Bell.  Now scale that everywhere - restaurants, shopping, etc.

 

The rich will keep getting richer because the "mom and pop" competition has to shut down or close permanently.  Plenty of these big companies are available to be traded on the stock market.

 

So yeah, it's bad out there...but because it's bad for so many small businesses, the larger ones are doing ok or even better than last year.

True, the stock market isn't the economy, but the effects on the economy will be eventually be felt on the stock market.  When the 2007-2008 downturn set in, it cut deeply into discretionary spending.  That reduction in discretionary spending not only affected the local neighborhood shops, but the big ones as well.  Starbucks alone closed over 500 establishments back then. 

 

Today, just look at the fast food operations.  What do you see at those establishments?  I see huge lines at the drive-thru's for McDonald's, Wendy's and Chic-Fil-A that wrap around the building or go to the street.  Then there are other big chains like Burger King and Arby's have no lines.  What will be the shake-out for those types of businesses?  National casual dining chains have closed many restaurants.  These chains have been closing operations pre-pandemic.  This will not slow down and probably accelerate.

 

It doesn't matter where these people who are now unemployed once worked or where they will be joined in the jobless ranks.  They will have a lot less money to spend at other local small businesses or at bigger national chains.  Also keep in mind, January is usually the month where many corporations look at how their operations fared in the previous year.  It has been a bad year already in the restaurant industry.  Many barely survived by offering outdoors dining options.  They are now facing at least another 3-4 months where that won't be much of an option.   

 

People were spending way too much money on restaurants (at the detriment to the rest of the economy) because they were underpriced. All that money going into people's mouths yet the places would only make it 8-24 months. 

Also, I suspect Burger King is being operated at a loss in order for another entity within its private equity play to avoid taxation. There just not enough food being served at its locations, virus or no.

30 minutes ago, GCrites80s said:

People were spending way too much money on restaurants (at the detriment to the rest of the economy) because they were underpriced. All that money going into people's mouths yet the places would only make it 8-24 months. 

 

24 minutes ago, GCrites80s said:

Also, I suspect Burger King is being operated at a loss in order for another entity within its private equity play to avoid taxation. There just not enough food being served at its locations, virus or no.

 

Correct on both points.  Have read statistics (pre-pandemic) that stated the average life for a restaurant was 18 months.  The profit margin in the restaurant industry is razor thin.  The ownership of these chains will only hang on to them for so long.  When they are no longer profitable, the tax benefits are no longer seen or significant upgrades are required, the doors will be closed and the employees put out of work.  Even chains with better track records drastically curtailed growth and shuttered operations.  As other changes are incorporated into the fast food industry along with fewer options available, future jobs in that line of work will be fewer and fewer.

Edited December 30, 20204 yr by LifeLongClevelander

2 hours ago, DarkandStormy said:

 

Your speculative stock suggestion is a company that is up 373% in the last week?  Where was this insider info before Christmas lol

 

I know he was late to pass the word on to us.  We could have owed him a new car instead of just a case of beer!  

My solar stocks are skyrocketing this morning as the democratically-controlled Senate appears likely. That may mean new legislation to support renewable energy.

RPM just announced record sales and earnings, along with the roll out of stricter cost cutting measures, and their stock went down 1.5%... can anyone riddle me that? lol

Buy on the rumor. Sell on the news.